TVT Capital
MCA Review
Is TVT Capital a Legal MCA or an Illegal Disguised Loan?
We Listen • We Fight • You Win
Is TVT Capital's MCA Agreement Legal?
Our firm has identified several RED FLAGS in TVT Capital LLC agreements that may indicate their products are not true merchant cash advances, but rather disguised high-cost loans.
Our attorneys have reviewed hundreds of TVT Capital contracts. If TVT Capital has filed a Confession of Judgment against you, frozen your bank accounts, placed UCC liens on your receivables, or enforced a personal guarantee, you need legal defense immediately.
Grant Phillips Law has successfully litigated over 600 MCA and fintech lending cases and provides nationwide representation to businesses just like yours.
TVT Capital LLC's
Red Flags Identified
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Confession of Judgment Filings
TVT Capital routinely files COJs in New York courts, bypassing normal legal process to obtain immediate judgments that freeze accounts before business owners can respond or defend themselves. -
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Bank Account Freezes
COJ-based judgments allow TVT Capital to immediately freeze business and personal bank accounts, halting all operations without any prior warning or notice to the business owner. -
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UCC Liens on All Receivables
Blanket UCC-1 filings are placed against all business receivables at funding, blocking access to outside capital and trapping merchants inside TVT Capital's debt position. -
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High Factor Rate Deception
Factor rates are presented without APR disclosure, masking true annualized borrowing costs that can far exceed what business owners expect or understand when signing. -
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Aggressive Stacking Practices
TVT Capital pushes additional advances before prior balances are repaid, stacking multiple daily ACH obligations that rapidly overwhelm cash flow and accelerate default timelines.
How TVT Capital Operates
Confession of Judgment
TVT Capital files COJs in New York courts upon default, bypassing normal legal process and obtaining immediate judgments that freeze accounts and seize assets before business owners can respond.
Bank Account Seizure
COJ judgments enable TVT Capital to immediately freeze and seize funds from business and personal bank accounts, halting all operations without any prior court hearing or notice.
UCC Liens on Receivables
Blanket UCC-1 liens are filed against all business receivables and assets at funding, making it impossible to obtain outside financing or refinance while the advance remains outstanding.
Debt Stacking Pressure
TVT Capital aggressively promotes additional advances before prior balances are repaid, layering multiple daily ACH obligations that rapidly overwhelm cash flow and push businesses into default.
Contact Information
TVT Capital LLC
Important: If TVT Capital has contacted you regarding outstanding balances, do not negotiate directly. Contact Grant Phillips Law first for a free legal review of your contract and obligations.
The Solution You Need
We Fight For
Your Business
How We Fight Back
Grant Phillips Law deploys proven legal strategies to protect your business and restore your financial freedom.
Judgment Vacatur
If TVT Capital has filed a Confession of Judgment against your business, we file emergency legal papers to vacate the judgment immediately, stopping account seizures and restoring access to your funds.
Debt Settlement Solutions
Our attorneys negotiate directly with TVT Capital to reduce your outstanding balance and reach favorable settlements that allow your business to recover and continue operating without crippling debt.
UCC Lien Removal
We challenge and remove unlawful UCC liens placed by TVT Capital on your business receivables and assets, restoring your cash flow and access to legitimate outside financing.
I was drowning in MCA debt with daily debits draining my account. Grant Phillips Law negotiated a settlement I never thought possible. They genuinely care about their clients and fight hard for results. I can't recommend them enough.
— Verified Client • Business Owner • Grant Phillips Law
Get a Free Consultation Today
Don't let TVT Capital destroy what you've worked so hard to build. Call now.
➤ Call (516) 670-5165