RDM Capital Funding
MCA Review
Is RDM Capital Funding a Legal MCA or an Illegal Disguised Loan?
We Listen • We Fight • You Win
Is RDM Capital Funding's MCA Agreement Legal?
Our firm has identified several RED FLAGS in RDM Capital Funding LLC agreements that may indicate their products are not true merchant cash advances, but rather disguised high-cost loans.
Our attorneys have reviewed RDM Capital Funding contracts. If RDM Capital has filed a Confession of Judgment against you, frozen your bank accounts, placed UCC liens on your receivables, or enforced a personal guarantee, you need legal defense immediately.
Grant Phillips Law has successfully litigated over 600 MCA and fintech lending cases and provides nationwide representation to businesses just like yours.
RDM Capital Funding's
Red Flags Identified
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Confession of Judgment Filings
RDM Capital Funding files COJs in New York courts upon default, bypassing normal legal process to obtain immediate judgments that freeze accounts before business owners can respond. -
Bank Account Freezes
COJ-based judgments allow RDM Capital to freeze business and personal bank accounts immediately, halting all operations without prior warning or notice to the business owner. -
UCC Liens on All Receivables
Blanket UCC-1 filings are placed against all business receivables at funding, blocking access to outside capital and trapping merchants inside RDM Capital's debt position. -
High Factor Rate Deception
Factor rates are presented without APR disclosure, masking true annualized borrowing costs that can far exceed what business owners understand or expect when signing agreements. -
Personal Guarantee Enforcement
Personal guarantees are aggressively enforced upon default, exposing business owners to personal liability, credit damage, and collection lawsuits beyond the business entity.
How RDM Capital Funding Operates
Confession of Judgment
RDM Capital Funding files COJs in New York courts upon default, bypassing legal process and obtaining immediate judgments that freeze accounts and seize assets before owners can respond.
Bank Account Seizure
COJ judgments enable RDM Capital to immediately freeze and seize funds from business and personal bank accounts, halting all operations without any prior hearing or notice to the owner.
UCC Liens on Receivables
Blanket UCC-1 liens are filed against all business receivables and assets at funding, making it impossible to access outside financing or refinance while the advance remains outstanding.
Daily ACH Sweeps
Fixed daily ACH debits are pulled from your business account regardless of actual revenue, leaving no ability to pause, defer, or reconcile payments during slow periods or financial hardship.
Contact Information
Important: If RDM Capital Funding has contacted you regarding outstanding balances, do not negotiate directly. Contact Grant Phillips Law first for a free legal review of your contract and obligations.
The Solution You Need
We Fight For
Your Business
How We Fight Back
Grant Phillips Law deploys proven legal strategies to protect your business and restore your financial freedom.
Judgment Vacatur
If RDM Capital Funding has filed a Confession of Judgment against your business, we file emergency legal papers to vacate it immediately, stopping account seizures and restoring your funds.
Debt Settlement Solutions
Our attorneys negotiate directly with RDM Capital Funding to reduce your outstanding balance and reach favorable settlements that allow your business to recover and continue operating.
UCC Lien Removal
We challenge and remove unlawful UCC liens placed by RDM Capital Funding on your business receivables and assets, restoring your cash flow and access to legitimate outside financing.
I was drowning in MCA debt with daily debits draining my account. Grant Phillips Law negotiated a settlement I never thought possible. They genuinely care about their clients and fight hard for results. I can't recommend them enough.
— Verified Client • Business Owner • Grant Phillips Law
Get a Free Consultation Today
Don't let RDM Capital destroy what you've worked so hard to build. Call now.
➤ Call (516) 670-5165