CFG Merchant Solutions
MCA Review
Is CFG Merchant Solutions a Legal MCA or an Illegal Disguised Loan?
We Listen • We Fight • You Win
Is CFG Merchant Solution's MCA Agreement Legal?
Our firm has identified several RED FLAGS in CFG Merchant Solutions LLC agreements that may indicate their products are not true merchant cash advances, but rather disguised high-cost loans.
Our attorneys have reviewed hundreds of CFG Merchant Solutions contracts. If CFG has filed a Confession of Judgment against you, frozen your accounts, placed UCC liens on your receivables, or enforced a personal guarantee, you need legal defense immediately.
Grant Phillips Law has successfully litigated over 600 MCA and fintech lending cases and provides nationwide representation to businesses just like yours.
CFG Merchant Solutions'
Red Flags Identified
-
Confession of Judgment Filings
CFG Merchant Solutions routinely files COJs in New York courts, bypassing normal legal process to freeze accounts and seize assets before business owners can respond or defend themselves. -
Aggressive Daily ACH Debits
Fixed daily ACH remittances are pulled regardless of actual revenue, with no flexibility to pause, reconcile, or defer payments during slow business periods. -
UCC Liens on All Receivables
Blanket UCC-1 filings are placed against all business receivables at funding, blocking access to outside capital and trapping businesses inside CFG's debt position. -
High Factor Rate Deception
Factor rates are presented without APR equivalents, masking true annualized borrowing costs that commonly far exceed standard loan disclosures required by law. -
Personal Guarantee Enforcement
Personal guarantees are enforced aggressively upon default, exposing business owners to personal credit damage, lawsuits, and collection action beyond the business entity.
How CFG Merchant Solutions Operates
Confession of Judgment
CFG Merchant Solutions files COJs in New York courts upon default, bypassing legal process and obtaining immediate judgments that freeze accounts and seize assets before owners can respond.
Daily ACH Sweeps
Fixed daily ACH debits are taken from your business account regardless of revenue performance, leaving businesses with no ability to pause, defer, or reconcile payments during slow periods.
UCC Liens on Receivables
Blanket UCC-1 liens are filed against all business receivables and assets at funding, making it impossible to access outside financing or refinance while the advance is outstanding.
Aggressive Stacking
CFG aggressively promotes additional advances before prior balances are repaid, stacking multiple daily ACH obligations that rapidly overwhelm cash flow and push businesses into default.
Contact Information
CFG Merchant Solutions LLC
Important: If CFG Merchant Solutions has contacted you regarding outstanding balances, do not negotiate directly. Contact Grant Phillips Law first for a free legal review of your contract and obligations.
The Solution You Need
We Fight For
Your Business
How We Fight Back
Grant Phillips Law deploys proven legal strategies to protect your business and restore your financial freedom.
Judgment Vacatur
If CFG Merchant Solutions has filed a Confession of Judgment against your business, we file emergency legal papers to vacate the judgment immediately, stopping account seizures and restoring your funds.
Debt Settlement Solutions
Our attorneys negotiate directly with CFG Merchant Solutions to reduce outstanding balances and reach favorable settlements that allow your business to recover and continue operating.
UCC Lien Removal
We challenge and remove unlawful UCC liens filed by CFG Merchant Solutions against your business assets and receivables, restoring your cash flow and access to legitimate outside financing.
I was drowning in MCA debt with daily debits draining my account. Grant Phillips Law negotiated a settlement I never thought possible. They genuinely care about their clients and fight hard for results. I can't recommend them enough.
— Verified Client • Business Owner • Grant Phillips Law
Get a Free Consultation Today
Don't let CFG Merchant Solutions destroy what you've worked so hard to build. Call now.
➤ Call (516) 670-5165